It is an old saying — “Health is Wealth.” The most important step to maintain this wealth is to get a health insurance policy for you as well as your family. But, sometimes the premiums of such policies can leave you in and out of the budget situation. Can you really do something to bring down your premium? Read on to learn about the 5 quickest ways to lower your health insurance premium.
1. Adopt a healthy lifestyle
Living a healthy life has many benefits. Your healthy lifestyle can easily help you in bringing down the health insurance premium. Exercise regularly, eat a healthy diet, avoid smoking and heavy drinking — and your visits to the doctor will surely be minimized. The healthier you are, the lesser you are represented as a risk for the insurance company.
2. Shop for the best available price
One of the best options to keep your premium lowest is to go out and shop around for the health care policy. This will ensure that you find the best available policy that fits in your budget. Do thorough research before investing in any policy. You can get information from your friends and relatives or even the Internet.
3. Take up plans with higher deductibles
Insurance plans with higher deductibles tend to have lower premiums. Typically, the deductible is the amount you are expected to pay toward the hospital, doctor, and other medical bills. Taking up a plan with a higher deductible may not be a universally applicable idea. If you’re generally healthy and do not fall ill very frequently, then you can take up this plan. This way you can keep your premium at a lower rate and avail basic health care facilities as well. But, if you have a history of some major consistent illness, avoid taking this plan.
4. Take up a policy early in your life
The premium varies to a great extent with the age of the person. Try and get a policy as early in your life as you can. For example, if you buy a policy at the age of 25, then you’ll have to pay a lesser premium but, if you go for the same policy at the age of 50 you’ll end up paying a raised premium amount.
5. Get in touch with independent insurance agents
You can take help from independent insurance agents. These agents represent several insurance agencies and can guide you to pick the right kind of health insurance policy and then plan your premiums at an affordable rate. Since independent agents will compete to get the business – so you’ll get serious offers quickly.
IT COMPANY
How to crack interview for job this is most important and most asked question asked by a fresher or even by experience person before going to attend the interview. We do lot of search on the Internet to answer this question yes we do get many tips to overcome this situation but although for some persons it is difficult to implement practically. Here in this article we will give some important tips and tricks to crack any job interview with ease and with full of confidence. Along with this we will especially focus on how to crack interviews in IT companies. So without any further delay lets get started.
We all know for getting our dream job we need to attend an interview for it but what’s the result of it we never know, but what is in our hands is to perform well and to give our best in front of the interviewer. A good and satisfactory given interview is the key to achieve your dream job. Every company wants a skilled employee for the company so this is why the interviewer tests you in each and every step like in the technical skills, communications skills, your confidant, way too taking, your patience levels, etc. if you stand perfectly on each and every skill which they want in their employee then absolutely the job is yours. A good job interview decides many other things like your salary or profile of work.
So before attending your next interview follow this tips and tricks which may help you in cracking any job interview as well as IT company interview round. So here are some important tips-
Review and Read your resume before attending the interview-
Make sure that you will create good and clean resume, in which you have written all your skills and education qualifications or if you have any special achievements so mention it also. Your resume is key to making an impact on the interviewer.
Be prepare for the aptitude and written test-
Stay prepared for giving the aptitude and written test in front of the interviewer because in some IT MNC’s they take this type of test before facing the direct interview. If you passed in this written and aptitude then you allowed to sits in the face to face interview.
Keep yourselves updated with the current affairs-
In some MNC’s they also conduct the group discussion round and in that round you must speak on the current topics, you have to do debate with other candidate so if you will be updated with the current affairs and topics is may helpful for you surely. Speak everything confidently and sensibly.
Do lot of research about the Company-
Before attending the interview it is necessary to read about the company’s detail because no matter how good you are going in the interview and how good your communication skills are but if in the HR round interviewer asks you anything about the company and you failed to answer that question so it may spoil everything. So do the basic research from their official website and stay prepared.
Improved communication skills
Communication skills is a vital part of your interview. If you are attending an IT company interview then communication skill become necessary because there are lot of clients are from other countries and they speak English so it is very important that you are a good communicator. This is why the interviewer also tests your communication skills by communicating in English with you. so don’t be nervous and answer everything confidently.
Stay confident and be brave
Confidence is a key to crack any interview and if you are brave enough to face interviewer then surely to will get the job.
Along with this if you are especially attending an interview for IT company so the main thing which you have to focus on is Technical Knowledge about the field. Whatever branch you belong to you must have complete and deep knowledge about it.
