10 Tips That Can Help You Get The Cheapest Auto Insurance

With everything else on your mind, have you put your auto insurance on autopilot? It’s not your fault if you have — lots of people do it. In fact, the insurance companies count on it. They make more money that way by raising your rates over time.

But maybe it’s time you review your policy and compare it with what else might be out there that can save you substantial amounts of money this coming year.

Here are 10 tips that can help you make an informed decision as to w…

But maybe it’s time you review your policy and compare it with what else might be out there that can save you substantial amounts of money this coming year.

Here are 10 tips that can help you make an informed decision as to whether you are paying too much for auto insurance:

Request higher deductibles.

Your auto insurance deductible is the amount you agree to pay upfront before your insurance company pays its share to repair your damages. Inquire about increasing your deductible from, say, $200 to $500 — you might be surprised at how much you can save every year. In some cases, you could save between 15-30% on the cost of your collision and comprehensive coverage. If you increase your deductible to $1,000, you may be able to cut it even further — perhaps by as much as could decrease that cost by at least 40 percent, or more.

Drop coverage you don’t need.

Do you drive an old beater? Consider dropping collision and/or comprehensive coverage altogether. Who needs to pay a premium that is higher than the actual value of the car, to begin with? So go online and check out how much your car is actually worth. You can do this at Edmunds.com.

Don’t pay for double coverage for medical.

If you’re already covered with decent health, life and/or disability insurance policy, just buy the minimum personal injury protection that your state requires.

Don’t buy a car that thieves like to steal.

It’s more expensive to insure a car that is popular with car thieves. You can check out the statistics for that at ConsumerAffairs.com. And while you’re at it, don’t buy a car that is expensive to repair.

Drive less.

Many insurance companies offer a “low-mileage discount” to drivers who qualify. So if you can carpool to work, you might save on gas AND insurance. And not only that — you’ll sustain less wear and tear on your vehicle too. Lastly, many cities reserve an express lane on the freeway/interstate for carpoolers — so you’ll get to work faster, too. Call your insurer and find out whether you qualify.

Safety features can save you money, too.

Did you know that You can often get a discount if you own a car with automatic seat belts, anti-lock brakes and/or daytime running lights? Also, if you have an approved alarm system or another anti-theft device you can save money, too.

Put your teenager on your policy.

Don’t put teens on their own policy — it costs too much. And another thing about teens: if they keep decent grads and pass an approved drivers’ training course, you can get a reduced rate for that as well. Lastly, if your teen goes to college more than 100 miles from home, they can qualify for further discounts — if they leave their car at home.

Put all your family’s vehicles with one insurance carrier.

Many insurance companies will be happy to take your premiums for more than one car at a time. And not only that — if you buy homeowner’s and/or life insurance too, you’ll save even more.

Ask this simple question: “What other discounts should I know about?”

If you’re older than 50 and/or retired, you might qualify for a discount through organizations like AARP; if you have no accidents or points on your record, you could qualify for a safe-driver discount; and/or if you’re a longtime customer with your carrier, you could save some money that way.

Reconsider before paying extra for roadside assistance.

Here’s the thing: getting towed might actually increase your premium and/or affect your eligibility for coverage. And adding insult to injury — you might have had coverage through your credit card. Check it out. Sometimes having roadside assistance through an independent company might be the best deal of all.

Conclusion

So there you have it — lots of ways to save on your auto insurance. Pick up the phone and check it out. After all, who wouldn’t like to have an extra few hundred (or thousand) dollars to save or spend?

IT COMPANY

How to crack interview for job this is most important and most asked question asked by a fresher or even by experience person before going to attend the interview. We do lot of search on the Internet to answer this question yes we do get many tips to overcome this situation but although for some persons it is difficult to implement practically. Here in this article we will give some important tips and tricks to crack any job interview with ease and with full of confidence. Along with this we will especially focus on how to crack interviews in IT companies. So without any further delay lets get started. We all know for getting our dream job we need to attend an interview for it but what’s the result of it we never know, but what is in our hands is to perform well and to give our best in front of the interviewer. A good and satisfactory given interview is the key to achieve your dream job. Every company wants a skilled employee for the company so this is why the interviewer tests you in each and every step like in the technical skills, communications skills, your confidant, way too taking, your patience levels, etc. if you stand perfectly on each and every skill which they want in their employee then absolutely the job is yours. A good job interview decides many other things like your salary or profile of work. So before attending your next interview follow this tips and tricks which may help you in cracking any job interview as well as IT company interview round. So here are some important tips-

Review and Read your resume before attending the interview-

Make sure that you will create good and clean resume, in which you have written all your skills and education qualifications or if you have any special achievements so mention it also. Your resume is key to making an impact on the interviewer.

Be prepare for the aptitude and written test-

Stay prepared for giving the aptitude and written test in front of the interviewer because in some IT MNC’s they take this type of test before facing the direct interview. If you passed in this written and aptitude then you allowed to sits in the face to face interview.

Keep yourselves updated with the current affairs-

In some MNC’s they also conduct the group discussion round and in that round you must speak on the current topics, you have to do debate with other candidate so if you will be updated with the current affairs and topics is may helpful for you surely. Speak everything confidently and sensibly.

Do lot of research about the Company-

Before attending the interview it is necessary to read about the company’s detail because no matter how good you are going in the interview and how good your communication skills are but if in the HR round interviewer asks you anything about the company and you failed to answer that question so it may spoil everything. So do the basic research from their official website and stay prepared.

Improved communication skills

Communication skills is a vital part of your interview. If you are attending an IT company interview then communication skill become necessary because there are lot of clients are from other countries and they speak English so it is very important that you are a good communicator. This is why the interviewer also tests your communication skills by communicating in English with you. so don’t be nervous and answer everything confidently.

Stay confident and be brave

Confidence is a key to crack any interview and if you are brave enough to face interviewer then surely to will get the job. Along with this if you are especially attending an interview for IT company so the main thing which you have to focus on is Technical Knowledge about the field. Whatever branch you belong to you must have complete and deep knowledge about it.